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Lasting changes to spending habits due to cost-of-living pressures

September 23, 2025 7:29 am in by

A new survey suggests households across Sunraysia and the Mallee are making lasting changes to their spending habits as they respond to increased cost-of-living pressures.

Almost two-thirds (61%) of Australians who’ve altered their spending behaviours say the changes reflect a long-term lifestyle shift.

However, the sentiment is even stronger in regional households where nearly three-quarters (73%) have made changes and more than two-thirds (68%) see them as permanent.

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The national YouGov survey, the first in NGM Group’s new What Matters Most research series, found that 72% of Victorians have changed how they spend over the past year.

Among those who have made changes, more than half (52%) say it has improved their quality of life, and nearly half (47%) report feeling more in control of their finances – a clear sign of the adaptability and resilience of Victorian households.

Many of these shifts are happening in everyday routines – from keeping a closer eye on budgets (58%) to choosing more affordable products (55%).

The second report in the What Matters Most series will be released in early 2026.

Image: Wallet Tape Measure Economical – Free photo on Pixabay

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